ABS Data›Auto Loan
Volkswagen VALET
- 60+ day delinquency 0.26% of loans, Sep 2026
- Annualized net loss 1.13% of average pool balance, Sep 2026
- First-time repossessions 0.09% of loans, Sep 2026
- Recovered within 12 months of default 62.8% (±1.4 pts) of balance, defaults Jan 2025 – Dec 2025
- Deals 5 active · 18 wound down · data through Sep 2026
The servicer report's balance at default runs about 5% above the filing field; recoveries agree to the cent. Loans without a consumer credit score are excluded.
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Deals on this shelf ·
| Deal | At pricing | Hard CE at pricing · % of pool | Latest reported · Oct 2026 | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| Deal | Closed | Size | Credit ScoreWA | APRWA | Subbelow AAA | Reserve | OCinitial | Hard CEtotal | 60+ DQ% of loans | CNL% of orig. pool | Pool Factor |
| 2025-2PSR | Nov 25, 2025 | $1.00B | 773 | 5.03% | 0.00% | 0.25% | 4.00% | 4.25% | 0.24% | 1.06% | 0.659 |
| 2025-1PSR | Mar 25, 2025 | $1.25B | 772 | 5.43% | 0.00% | 0.25% | 4.00% | 4.25% | 0.25% | 1.31% | 0.449 |
| 2024-1PSR | Nov 26, 2024 | $1.50B | 774 | 4.67% | 0.00% | 0.25% | 4.00% | 4.25% | 0.22% | 1.41% | 0.404 |
| 2023-2 | Nov 21, 2023 | $1.25B | 770 | 5.69% | 0.00% | 0.25% | 3.00% | 3.25% | 0.34% | 1.78% | 0.205 |
| 2023-1 | Jun 13, 2023 | $1.50B | 768 | 4.83% | 0.00% | 0.25% | 3.00% | 3.25% | 0.33% | 1.67% | 0.134 |
| Show 18 wound-down ▾ · right-hand columns: each deal's final servicer report | |||||||||||
At pricing — terms from the deal's prospectus and pricing supplement; they do not update.
Credit Score — weighted-average obligor credit score of the pool at cut-off, as stated in the prospectus.
APR — the pool's weighted-average APR at cut-off, as its prospectus states it (the summary and the pool table agree); for deals before 2017, as the issuer's later prospectuses print it.
Hard CE — initial hard credit enhancement for the senior notes, the total the rating agencies quote: Sub (all rated classes below the AAA notes; an unrated residual Class N is not subordination) + Reserve (the reserve fund at closing) + OC (overcollateralization at closing, net of any yield supplement), each as a % of the initial pool balance less any yield supplement — the adjusted pool the issuers and rating agencies measure enhancement against. Excess spread is not included. The total is blank where a part is not known.
Latest reported — from the most recent monthly servicer report (SEC Form 10-D). 60+ DQ is the share of loans 60+ days past due in the ABS-EE loan tape at its latest period; CNL is cumulative net loss as a % of the original pool balance; Pool Factor is the current pool balance ÷ original.
PSR marks a deal with a presale report (2024 deals onward); it opens from the deal name.
Credit Score for deals before 2017 is the pool's weighted average at cut-off, as the issuer's later prospectuses print it.
Hard CE for deals priced 2017–2020 is read from each deal's final prospectus, every part checked against its first servicer report or a second figure in the prospectus. Those prospectuses do not print ratings, so the AAA notes are the Class A notes — the same classes as on every deal since 2021.
