LIVE DATA · Vega-Lite chart — hover for detail · click a legend entry to highlight a cohort/issuer. 1 issuer = per-deal/pooled · 2+ = compare (calendar). Build B.
Consumer Credit Matters

Santander (SDART) SDART

Santander's loan-level file flags about 85% of the repossessions its servicer reports each month — a steady ratio whose cause public data cannot pin down. Loans without a consumer credit score are excluded.

Issuers:
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Deals on this shelf ·

At pricingHard CE at pricing · % of poolLatest reported · Sep 2026
DealClosedSizeCredit ScoreWASubbelow AAAReserveOCinitialHard CEtotal60+ DQ% of loansCNL% of orig. poolPool Factor
2026-1PSRFeb 25, 2026$1.89B60533.90%1.00%2.20%37.10%5.57%1.62%0.804
2025-4PSRNov 19, 2025$1.85B60233.00%1.00%3.50%37.50%6.10%3.10%0.715
2025-3PSRJul 30, 2025$2.06B60432.45%1.00%4.40%37.85%5.94%3.94%0.624
2025-2PSRMar 26, 2025$1.98B60432.90%1.00%3.75%37.65%7.78%5.84%0.533
2025-1PSRJan 22, 2025$2.13B60536.45%1.00%5.15%42.60%8.06%6.14%0.473
2024-5PSROct 29, 2024$1.70B60432.50%1.00%9.50%43.00%7.83%6.77%0.396
2024-4PSRAug 21, 2024$1.81B60431.70%1.00%8.95%41.65%8.33%7.12%0.400
2024-3PSRJun 20, 2024$1.78B60632.40%1.00%9.00%42.40%8.28%7.57%0.375
2024-2PSRApr 24, 2024$1.61B60632.25%1.00%9.00%42.25%8.66%8.23%0.352
2024-1PSRJan 18, 2024$1.46B60629.70%1.00%9.50%40.20%9.22%9.81%0.288
2023-6Nov 21, 2023$884M60522.40%1.00%19.60%43.00%9.41%9.70%0.273
2023-5Oct 18, 2023$1.10B60520.11%1.00%19.15%40.26%8.29%9.71%0.271
2023-4Aug 23, 2023$1.14B60322.60%1.00%18.70%42.30%9.02%11.12%0.247
2023-3Jul 26, 2023$1.30B60326.05%1.00%23.70%50.75%9.45%10.88%0.234
2023-2May 17, 2023$1.17B60225.14%1.00%23.75%49.89%9.29%10.25%0.208
2023-1Jan 25, 2023$1.05B60025.75%1.00%25.50%52.25%9.04%10.40%0.156
2022-7Nov 22, 2022$817M60022.15%1.00%22.35%45.50%10.14%12.15%0.145
2022-6Sep 21, 2022$1.79B60131.40%1.00%12.80%45.20%9.09%12.31%0.138
2022-1Feb 23, 2022$1.68B61439.00%1.00%7.60%47.60%8.96%10.12%0.146
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At pricing — terms from the deal's prospectus and pricing supplement; they do not update.
Credit Score — weighted-average obligor credit score of the pool at cut-off, as stated in the prospectus.
Hard CE — initial hard credit enhancement for the senior notes, the total the rating agencies quote: Sub (all rated classes below the AAA notes; an unrated residual Class N is not subordination) + Reserve (the reserve fund at closing) + OC (initial overcollateralization, net of any yield supplement), each as a % of the initial pool balance. Excess spread is not included. The total is blank where a part is not known.
Latest reported — from the most recent monthly servicer report (SEC Form 10-D). 60+ DQ is the share of loans 60+ days past due in the ABS-EE loan tape at its latest period; CNL is cumulative net loss as a % of the original pool balance; Pool Factor is the current pool balance ÷ original.
PSR marks a deal with a presale report (2024 deals onward); it opens from the deal name.