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Honda HAROT

  • 60+ day delinquency 0.29% of loans, Sep 2026
  • Annualized net loss 0.16% of average pool balance, Sep 2026
  • First-time repossessions 0.04% of loans, Sep 2026
  • Recovered within 12 months of default 65.2% (±1.2 pts) of balance, defaults Jan 2025 – Dec 2025
  • Deals 13 active · 48 wound down · data through Sep 2026

Honda's loan-level file flags about 10% more repossessions than its servicer reports — about the share later reversed (the loan reinstated), which Honda's servicer report does not count and this site does. Loans without a consumer credit score are excluded.

Issuers:

Series
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Deals on this shelf ·

DealAt pricingHard CE at pricing · % of poolLatest reported · Oct 2026
DealClosedSizeCredit ScoreWAAPRWASubbelow AAAReserveOCinitialHard CEtotal60+ DQ% of loansCNL% of orig. poolPool Factor
2026-4PSRNov 21, 2026$1.58B7724.81%0.00%0.25%2.50%2.75%0.00%——
2026-3PSRAug 12, 2026$2.11B7704.94%0.00%0.25%2.50%2.75%0.17%0.01%0.897
2026-2PSRMay 13, 2026$2.11B7684.99%0.00%0.25%2.50%2.75%0.24%0.06%0.792
2026-1PSRFeb 18, 2026$2.42B7705.00%0.00%0.25%2.50%2.75%0.23%0.11%0.703
2025-4PSRNov 12, 2025$2.42B7694.93%0.00%0.25%2.50%2.75%0.33%0.17%0.616
2025-3PSRAug 12, 2025$2.42B7694.97%0.00%0.25%2.50%2.75%0.31%0.21%0.535
2025-2PSRMay 8, 2025$2.42B7694.89%0.00%0.25%2.50%2.75%0.31%0.26%0.462
2025-1PSRFeb 11, 2025$2.37B7684.96%0.00%0.25%2.50%2.75%0.28%0.25%0.401
2024-4PSROct 24, 2024$2.11B7684.88%0.00%0.25%2.50%2.75%0.35%0.33%0.305
2024-3PSRAug 21, 2024$2.11B7684.71%0.00%0.25%2.50%2.75%0.36%0.30%0.270
2024-2PSRMay 21, 2024$2.11B7694.74%0.00%0.25%2.50%2.75%0.35%0.31%0.240
2024-1PSRFeb 21, 2024$2.11B7684.59%0.00%0.25%2.50%2.75%0.26%0.26%0.200
2023-4Nov 8, 2023$1.84B7684.36%0.00%0.25%2.50%2.75%0.36%0.25%0.153
2023-3Aug 22, 2023$1.84B7694.00%0.00%0.25%2.50%2.75%0.38%0.26%0.122
Show 48 wound-down ▾ · right-hand columns: each deal's final servicer report
At pricing — terms from the deal's prospectus and pricing supplement; they do not update.
Credit Score — weighted-average obligor credit score of the pool at cut-off, as stated in the prospectus.
APR — the pool's weighted-average APR at cut-off, as its prospectus states it (the summary and the pool table agree); for deals before 2017, as the issuer's later prospectuses print it.
Hard CE — initial hard credit enhancement for the senior notes, the total the rating agencies quote: Sub (all rated classes below the AAA notes; an unrated residual Class N is not subordination) + Reserve (the reserve fund at closing) + OC (overcollateralization at closing, net of any yield supplement), each as a % of the initial pool balance less any yield supplement — the adjusted pool the issuers and rating agencies measure enhancement against. Excess spread is not included. The total is blank where a part is not known.
Latest reported — from the most recent monthly servicer report (SEC Form 10-D). 60+ DQ is the share of loans 60+ days past due in the ABS-EE loan tape at its latest period; CNL is cumulative net loss as a % of the original pool balance; Pool Factor is the current pool balance ÷ original.
PSR marks a deal with a presale report (2024 deals onward); it opens from the deal name.
Hard CE for deals priced 2017–2020 is read from each deal's final prospectus, every part checked against its first servicer report or a second figure in the prospectus. Those prospectuses do not print ratings, so the AAA notes are the Class A notes — the same classes as on every deal since 2021.