ABS Data›Auto Loan
Honda HAROT
- 60+ day delinquency 0.29% of loans, Sep 2026
- Annualized net loss 0.16% of average pool balance, Sep 2026
- First-time repossessions 0.04% of loans, Sep 2026
- Recovered within 12 months of default 65.2% (±1.2 pts) of balance, defaults Jan 2025 – Dec 2025
- Deals 13 active · 48 wound down · data through Sep 2026
Honda's loan-level file flags about 10% more repossessions than its servicer reports — about the share later reversed (the loan reinstated), which Honda's servicer report does not count and this site does. Loans without a consumer credit score are excluded.
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Deals on this shelf ·
| Deal | At pricing | Hard CE at pricing · % of pool | Latest reported · Oct 2026 | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| Deal | Closed | Size | Credit ScoreWA | APRWA | Subbelow AAA | Reserve | OCinitial | Hard CEtotal | 60+ DQ% of loans | CNL% of orig. pool | Pool Factor |
| 2026-4PSR | Nov 21, 2026 | $1.58B | 772 | 4.81% | 0.00% | 0.25% | 2.50% | 2.75% | 0.00% | — | — |
| 2026-3PSR | Aug 12, 2026 | $2.11B | 770 | 4.94% | 0.00% | 0.25% | 2.50% | 2.75% | 0.17% | 0.01% | 0.897 |
| 2026-2PSR | May 13, 2026 | $2.11B | 768 | 4.99% | 0.00% | 0.25% | 2.50% | 2.75% | 0.24% | 0.06% | 0.792 |
| 2026-1PSR | Feb 18, 2026 | $2.42B | 770 | 5.00% | 0.00% | 0.25% | 2.50% | 2.75% | 0.23% | 0.11% | 0.703 |
| 2025-4PSR | Nov 12, 2025 | $2.42B | 769 | 4.93% | 0.00% | 0.25% | 2.50% | 2.75% | 0.33% | 0.17% | 0.616 |
| 2025-3PSR | Aug 12, 2025 | $2.42B | 769 | 4.97% | 0.00% | 0.25% | 2.50% | 2.75% | 0.31% | 0.21% | 0.535 |
| 2025-2PSR | May 8, 2025 | $2.42B | 769 | 4.89% | 0.00% | 0.25% | 2.50% | 2.75% | 0.31% | 0.26% | 0.462 |
| 2025-1PSR | Feb 11, 2025 | $2.37B | 768 | 4.96% | 0.00% | 0.25% | 2.50% | 2.75% | 0.28% | 0.25% | 0.401 |
| 2024-4PSR | Oct 24, 2024 | $2.11B | 768 | 4.88% | 0.00% | 0.25% | 2.50% | 2.75% | 0.35% | 0.33% | 0.305 |
| 2024-3PSR | Aug 21, 2024 | $2.11B | 768 | 4.71% | 0.00% | 0.25% | 2.50% | 2.75% | 0.36% | 0.30% | 0.270 |
| 2024-2PSR | May 21, 2024 | $2.11B | 769 | 4.74% | 0.00% | 0.25% | 2.50% | 2.75% | 0.35% | 0.31% | 0.240 |
| 2024-1PSR | Feb 21, 2024 | $2.11B | 768 | 4.59% | 0.00% | 0.25% | 2.50% | 2.75% | 0.26% | 0.26% | 0.200 |
| 2023-4 | Nov 8, 2023 | $1.84B | 768 | 4.36% | 0.00% | 0.25% | 2.50% | 2.75% | 0.36% | 0.25% | 0.153 |
| 2023-3 | Aug 22, 2023 | $1.84B | 769 | 4.00% | 0.00% | 0.25% | 2.50% | 2.75% | 0.38% | 0.26% | 0.122 |
| Show 48 wound-down ▾ · right-hand columns: each deal's final servicer report | |||||||||||
At pricing — terms from the deal's prospectus and pricing supplement; they do not update.
Credit Score — weighted-average obligor credit score of the pool at cut-off, as stated in the prospectus.
APR — the pool's weighted-average APR at cut-off, as its prospectus states it (the summary and the pool table agree); for deals before 2017, as the issuer's later prospectuses print it.
Hard CE — initial hard credit enhancement for the senior notes, the total the rating agencies quote: Sub (all rated classes below the AAA notes; an unrated residual Class N is not subordination) + Reserve (the reserve fund at closing) + OC (overcollateralization at closing, net of any yield supplement), each as a % of the initial pool balance less any yield supplement — the adjusted pool the issuers and rating agencies measure enhancement against. Excess spread is not included. The total is blank where a part is not known.
Latest reported — from the most recent monthly servicer report (SEC Form 10-D). 60+ DQ is the share of loans 60+ days past due in the ABS-EE loan tape at its latest period; CNL is cumulative net loss as a % of the original pool balance; Pool Factor is the current pool balance ÷ original.
PSR marks a deal with a presale report (2024 deals onward); it opens from the deal name.
Hard CE for deals priced 2017–2020 is read from each deal's final prospectus, every part checked against its first servicer report or a second figure in the prospectus. Those prospectuses do not print ratings, so the AAA notes are the Class A notes — the same classes as on every deal since 2021.
