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Exeter EART

  • 60+ day delinquency 7.66% of loans, Sep 2026
  • Annualized net loss 10.84% of average pool balance, Sep 2026
  • First-time repossessions 1.04% of loans, Oct 2022
  • Recovered within 12 months of default 30.9% (±0.2 pts) of balance, defaults Jan 2025 – Dec 2025
  • Deals 23 active · 7 wound down · data through Sep 2026

Series ends October 2022: from November 2022 Exeter's loan-level file largely stops flagging repossessions, so later months are not published. Recovery cash is scaled to the servicer report's net proceeds (its loan-level data records it before some costs). Loans without a consumer credit score are excluded.

Issuers:

Series
Basis
DQ bucket
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Deals on this shelf ·

DealAt pricingHard CE at pricing · % of poolLatest reported · Oct 2026
DealClosedSizeCredit ScoreWAAPRWASubbelow AAAReserveOCinitialHard CEtotal60+ DQ% of loansCNL% of orig. poolPool Factor
2026-4PSRAug 31, 2026$1.03B58520.49%45.20%1.00%6.95%53.15%1.44%0.02%0.975
2026-3PSRJun 24, 2026$1.26B58420.75%45.35%1.00%6.80%53.15%4.85%0.68%0.927
2026-2PSRMar 31, 2026$724M58221.65%46.65%1.00%4.40%52.05%6.49%2.85%0.868
2026-1PSRJan 28, 2026$1.07B59821.10%45.15%1.00%4.85%51.00%6.43%3.55%0.808
2025-5PSRNov 17, 2025$1.22B58421.29%45.85%1.00%4.50%51.35%6.97%4.49%0.751
2025-4PSRAug 27, 2025$1.24B58521.55%45.66%1.00%4.20%50.86%7.60%5.84%0.693
2025-3PSRMay 28, 2025$1.05B58321.91%45.25%1.00%4.50%50.75%8.63%7.49%0.646
2025-2PSRMar 26, 2025$1.02B58322.01%47.30%1.00%3.15%51.45%8.76%8.98%0.576
2025-1PSRJan 29, 2025$1.36B60221.32%53.50%1.00%6.45%60.95%7.84%8.77%0.546
2024-5PSRSep 30, 2024$921M60121.62%54.30%1.00%5.65%60.95%8.68%10.98%0.476
2024-4PSRJul 30, 2024$870M59922.00%51.35%1.00%6.00%58.35%8.80%12.85%0.463
2024-3PSRMay 28, 2024$815M59122.92%50.50%1.00%6.25%57.75%10.46%15.32%0.416
2024-2PSRApr 5, 2024$794M59222.62%60.10%1.00%7.55%68.65%9.78%16.76%0.370
2024-1PSRJan 31, 2024$663M59522.72%53.15%1.00%5.65%59.80%9.31%18.95%0.356
2023-5Nov 15, 2023$729M59522.35%51.75%1.00%7.60%60.35%9.43%20.45%0.313
2023-4Aug 30, 2023$623M59621.77%52.55%1.50%7.85%61.90%9.87%21.12%0.285
2023-3Jun 29, 2023$588M59421.81%53.30%1.75%7.60%62.65%9.57%22.59%0.260
2023-2May 17, 2023$623M59222.10%52.80%1.30%8.50%62.60%10.01%22.99%0.253
2023-1Feb 28, 2023$552M59421.83%49.40%1.00%9.65%60.05%9.69%23.54%0.206
2022-6Dec 9, 2022$625M57920.78%48.40%1.00%9.70%59.10%10.17%26.89%0.183
2022-5Oct 19, 2022$600M58620.94%48.35%1.57%6.75%56.67%10.66%26.70%0.162
2022-4Aug 10, 2022$580M58420.75%48.35%1.00%7.15%56.50%11.30%27.68%0.143
2022-3Jun 22, 2022$1.02B58320.27%48.75%1.90%5.40%56.05%11.07%28.66%0.135
Show 7 wound-down ▾ · right-hand columns: each deal's final servicer report
At pricing — terms from the deal's prospectus and pricing supplement; they do not update.
Credit Score — weighted-average obligor credit score of the pool at cut-off, as stated in the prospectus.
APR — the pool's weighted-average APR at cut-off, as its prospectus states it (the summary and the pool table agree); for deals before 2017, as the issuer's later prospectuses print it.
Hard CE — initial hard credit enhancement for the senior notes, the total the rating agencies quote: Sub (all rated classes below the AAA notes; an unrated residual Class N is not subordination) + Reserve (the reserve fund at closing) + OC (overcollateralization at closing, net of any yield supplement), each as a % of the initial pool balance less any yield supplement — the adjusted pool the issuers and rating agencies measure enhancement against. Excess spread is not included. The total is blank where a part is not known.
Latest reported — from the most recent monthly servicer report (SEC Form 10-D). 60+ DQ is the share of loans 60+ days past due in the ABS-EE loan tape at its latest period; CNL is cumulative net loss as a % of the original pool balance; Pool Factor is the current pool balance ÷ original.
PSR marks a deal with a presale report (2024 deals onward); it opens from the deal name.
Hard CE for deals priced 2017–2020 is read from each deal's final prospectus, every part checked against its first servicer report or a second figure in the prospectus. Those prospectuses do not print ratings, so the AAA notes are the Class A notes — the same classes as on every deal since 2021.