LIVE DATA · Vega-Lite chart — hover for detail · click a legend entry to highlight a cohort/issuer. 1 issuer = per-deal/pooled · 2+ = compare (calendar). Build B.
Consumer Credit Matters

Santander (DRIVE) DRIVE

Santander's loan-level file flags about 85% of the repossessions its servicer reports each month — a steady ratio whose cause public data cannot pin down. Loans without a consumer credit score are excluded.

Issuers:
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Deals on this shelf ·

At pricingHard CE at pricing · % of poolLatest reported · Sep 2026
DealClosedSizeCredit ScoreWASubbelow AAAReserveOCinitialHard CEtotal60+ DQ% of loansCNL% of orig. poolPool Factor
2025-2PSRSep 24, 2025$1.60B58532.85%1.00%14.50%48.35%7.10%4.56%0.680
2025-1PSRMay 28, 2025$1.26B58633.50%1.00%17.50%52.00%9.61%6.54%0.590
2024-2PSRSep 25, 2024$1.71B58630.25%1.00%22.00%53.25%10.35%9.22%0.423
2024-1PSRFeb 21, 2024$1.10B57522.25%1.00%33.10%56.35%10.42%11.99%0.291
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At pricing — terms from the deal's prospectus and pricing supplement; they do not update.
Credit Score — weighted-average obligor credit score of the pool at cut-off, as stated in the prospectus.
Hard CE — initial hard credit enhancement for the senior notes, the total the rating agencies quote: Sub (all rated classes below the AAA notes; an unrated residual Class N is not subordination) + Reserve (the reserve fund at closing) + OC (initial overcollateralization, net of any yield supplement), each as a % of the initial pool balance. Excess spread is not included. The total is blank where a part is not known.
Latest reported — from the most recent monthly servicer report (SEC Form 10-D). 60+ DQ is the share of loans 60+ days past due in the ABS-EE loan tape at its latest period; CNL is cumulative net loss as a % of the original pool balance; Pool Factor is the current pool balance ÷ original.
PSR marks a deal with a presale report (2024 deals onward); it opens from the deal name.