LIVE DATA · Vega-Lite chart — hover for detail · click a legend entry to highlight a cohort/issuer. 1 issuer = per-deal/pooled · 2+ = compare (calendar). Build B.
Consumer Credit Matters

CarMax CAOT

Loans without a consumer credit score are excluded.

Issuers:
Series
Basis
DQ bucket
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Macro overlay
Range

Deals on this shelf ·

At pricingHard CE at pricing · % of poolLatest reported · Sep 2026
DealClosedSizeCredit ScoreWASubbelow AAAReserveOCinitialHard CEtotal60+ DQ% of loansCNL% of orig. poolPool Factor
2026-3PSRJul 22, 2026$1.35B7654.95%0.25%0.25%5.45%0.20%0.00%0.922
2026-2PSRApr 29, 2026$1.18B7644.65%0.25%0.50%5.40%0.52%0.08%0.851
2026-1PSRJan 28, 2026$1.30B7604.35%0.25%0.50%5.10%0.43%0.19%0.725
2025-4PSROct 22, 2025$1.30B7594.00%0.25%0.50%4.75%0.51%0.39%0.688
2025-3PSRJul 23, 2025$1.45B7584.10%0.25%0.50%4.85%0.64%0.49%0.577
2025-2PSRMay 2, 2025$1.40B7584.55%0.25%0.75%5.55%0.81%0.62%0.528
2025-1PSRJan 22, 2025$1.50B7594.10%0.25%1.00%5.35%0.46%0.53%0.468
2024-4PSRNov 5, 2024$1.40B7583.50%0.25%1.25%5.00%0.67%0.86%0.420
2024-3PSRJul 30, 2024$1.40B7583.75%0.25%1.00%5.00%0.84%1.07%0.369
2024-2PSRApr 24, 2024$1.60B7218.20%0.25%0.75%9.20%2.01%2.71%0.321
2024-1PSRJan 24, 2024$1.55B7198.00%0.25%1.00%9.25%2.15%2.78%0.280
2023-4Oct 18, 2023$1.50B7188.15%0.25%1.25%9.65%2.50%3.29%0.245
2023-3Jul 26, 2023$1.50B7178.00%0.25%1.50%9.75%2.58%3.44%0.213
2023-2Apr 26, 2023$1.50B7167.40%0.25%2.00%9.65%2.22%3.29%0.175
2023-1Jan 25, 2023$1.46B7148.20%0.25%2.40%10.85%2.44%3.56%0.150
2022-4Oct 31, 2022$1.40B7148.16%0.40%2.40%10.96%2.47%3.41%0.131
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At pricing — terms from the deal's prospectus and pricing supplement; they do not update.
Credit Score — weighted-average obligor credit score of the pool at cut-off, as stated in the prospectus.
Hard CE — initial hard credit enhancement for the senior notes, the total the rating agencies quote: Sub (all rated classes below the AAA notes; an unrated residual Class N is not subordination) + Reserve (the reserve fund at closing) + OC (initial overcollateralization, net of any yield supplement), each as a % of the initial pool balance. Excess spread is not included. The total is blank where a part is not known.
Latest reported — from the most recent monthly servicer report (SEC Form 10-D). 60+ DQ is the share of loans 60+ days past due in the ABS-EE loan tape at its latest period; CNL is cumulative net loss as a % of the original pool balance; Pool Factor is the current pool balance ÷ original.
PSR marks a deal with a presale report (2024 deals onward); it opens from the deal name.