ABS Data›Auto Loan

BMW BMWOT

  • 60+ day delinquency 0.28% of loans, Aug 2026
  • Annualized net loss 0.10% of average pool balance, Aug 2026
  • First-time repossessions 0.02% of loans, Aug 2026
  • Recovered within 12 months of default 65.4% (±2.6 pts) of balance, defaults Oct 2024 – Sep 2025
  • Deals 3 active · 16 wound down · data through Aug 2026

Few defaults: the shaded margin is wide; read changes with caution. Loans without a consumer credit score are excluded.

Issuers:

Series
Basis
DQ bucket
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Deals on this shelf ·

DealAt pricingHard CE at pricing · % of poolLatest reported · Sep 2026
DealClosedSizeCredit ScoreWAAPRWASubbelow AAAReserveOCinitialHard CEtotal60+ DQ% of loansCNL% of orig. poolPool Factor
2026-APSRAug 19, 2026$1.75B7885.36%0.00%0.25%2.50%2.75%0.03%0.00%0.930
2025-APSRFeb 12, 2025$1.75B7905.41%0.00%0.25%2.50%2.75%0.35%0.12%0.409
2024-APSRJun 11, 2024$1.75B7895.35%0.00%0.25%2.50%2.75%0.43%0.15%0.245
Show 16 wound-down ▾ · right-hand columns: each deal's final servicer report
At pricing — terms from the deal's prospectus and pricing supplement; they do not update.
Credit Score — weighted-average obligor credit score of the pool at cut-off, as stated in the prospectus.
APR — the pool's weighted-average APR at cut-off, as its prospectus states it (the summary and the pool table agree); for deals before 2017, as the issuer's later prospectuses print it.
Hard CE — initial hard credit enhancement for the senior notes, the total the rating agencies quote: Sub (all rated classes below the AAA notes; an unrated residual Class N is not subordination) + Reserve (the reserve fund at closing) + OC (overcollateralization at closing, net of any yield supplement), each as a % of the initial pool balance less any yield supplement — the adjusted pool the issuers and rating agencies measure enhancement against. Excess spread is not included. The total is blank where a part is not known.
Latest reported — from the most recent monthly servicer report (SEC Form 10-D). 60+ DQ is the share of loans 60+ days past due in the ABS-EE loan tape at its latest period; CNL is cumulative net loss as a % of the original pool balance; Pool Factor is the current pool balance ÷ original.
PSR marks a deal with a presale report (2024 deals onward); it opens from the deal name.
Credit Score for deals before 2017 is the pool's weighted average at cut-off, as the issuer's later prospectuses print it.
Hard CE for deals priced 2017–2020 is read from each deal's final prospectus, every part checked against its first servicer report or a second figure in the prospectus. Those prospectuses do not print ratings, so the AAA notes are the Class A notes — the same classes as on every deal since 2021.