ABS Data›Auto Loan
BMW BMWOT
- 60+ day delinquency 0.28% of loans, Aug 2026
- Annualized net loss 0.10% of average pool balance, Aug 2026
- First-time repossessions 0.02% of loans, Aug 2026
- Recovered within 12 months of default 65.4% (±2.6 pts) of balance, defaults Oct 2024 – Sep 2025
- Deals 3 active · 16 wound down · data through Aug 2026
Few defaults: the shaded margin is wide; read changes with caution. Loans without a consumer credit score are excluded.
Issuers:
Series
Basis
Recovered within
View
DQ bucket
Year over year
Display
Pools
Table rows
Macro overlay
Vintages
Range
Deals on this shelf ·
| Deal | At pricing | Hard CE at pricing · % of pool | Latest reported · Sep 2026 | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| Deal | Closed | Size | Credit ScoreWA | APRWA | Subbelow AAA | Reserve | OCinitial | Hard CEtotal | 60+ DQ% of loans | CNL% of orig. pool | Pool Factor |
| 2026-APSR | Aug 19, 2026 | $1.75B | 788 | 5.36% | 0.00% | 0.25% | 2.50% | 2.75% | 0.03% | 0.00% | 0.930 |
| 2025-APSR | Feb 12, 2025 | $1.75B | 790 | 5.41% | 0.00% | 0.25% | 2.50% | 2.75% | 0.35% | 0.12% | 0.409 |
| 2024-APSR | Jun 11, 2024 | $1.75B | 789 | 5.35% | 0.00% | 0.25% | 2.50% | 2.75% | 0.43% | 0.15% | 0.245 |
| Show 16 wound-down ▾ · right-hand columns: each deal's final servicer report | |||||||||||
At pricing — terms from the deal's prospectus and pricing supplement; they do not update.
Credit Score — weighted-average obligor credit score of the pool at cut-off, as stated in the prospectus.
APR — the pool's weighted-average APR at cut-off, as its prospectus states it (the summary and the pool table agree); for deals before 2017, as the issuer's later prospectuses print it.
Hard CE — initial hard credit enhancement for the senior notes, the total the rating agencies quote: Sub (all rated classes below the AAA notes; an unrated residual Class N is not subordination) + Reserve (the reserve fund at closing) + OC (overcollateralization at closing, net of any yield supplement), each as a % of the initial pool balance less any yield supplement — the adjusted pool the issuers and rating agencies measure enhancement against. Excess spread is not included. The total is blank where a part is not known.
Latest reported — from the most recent monthly servicer report (SEC Form 10-D). 60+ DQ is the share of loans 60+ days past due in the ABS-EE loan tape at its latest period; CNL is cumulative net loss as a % of the original pool balance; Pool Factor is the current pool balance ÷ original.
PSR marks a deal with a presale report (2024 deals onward); it opens from the deal name.
Credit Score for deals before 2017 is the pool's weighted average at cut-off, as the issuer's later prospectuses print it.
Hard CE for deals priced 2017–2020 is read from each deal's final prospectus, every part checked against its first servicer report or a second figure in the prospectus. Those prospectuses do not print ratings, so the AAA notes are the Class A notes — the same classes as on every deal since 2021.
