| Class | Size ($MM) | % of Pool | Sub % | CPN / Spread | WAL | Legal Final | S&P | Moody's |
|---|---|---|---|---|---|---|---|---|
| Class A-1 | 87.0 | 14.9% | 75.2% | 4.53% fxd | 0.23 | 2026-06-15 | A-1+ | P-1 |
| Class A-2a | 96.6 | 16.5% | 58.6% | 4.71% fxd | 1.03 | 2028-07-15 | AAA | Aaa |
| Class A-2b | 96.6 | 16.5% | 42.1% | +66 bps SOFR | 1.03 | 2028-07-15 | AAA | Aaa |
| Class A-3 | 193.2 | 33.1% | 9.1% | 4.67% fxd | 2.40 | 2030-04-15 | AAA | Aaa |
| Class A-4 | 53.0 | 9.1% | 0.0% | 4.79% fxd | 3.56 | 2033-02-15 | AAA | Aaa |
| Sponsor | Harley-Davidson Credit Corp |
|---|---|
| Servicer | Harley-Davidson Credit Corp |
| Depositor / Transferor | c/o Harley-Davidson Credit Corp |
| Indenture Trustee | to the indenture trustee |
| Owner Trustee | Wilmington Trust, National Association |
| Asset Rep. Reviewer | to the asset representations reviewer |
| Underwriters | Barclays Capital, BMO Capital Markets, Lloyds Securities, Mizuho Securities, MUFG Securities Americas, Citigroup Global Markets |
| HDMT 2025-A | HDMT 2024-B | HDMT 2024-A | HDMT 2023-B | HDMT 2023-A | HDMT 2022-A | |
|---|---|---|---|---|---|---|
| Collateral (pool at cut-off) | ||||||
| Closing date | 2025-05-28 | 2024-09-25 | 2024-05-22 | 2023-09-27 | 2023-02-23 | 2022-04-20 |
| Pool balance | $584.4MM | $663.1MM | $607.8MM | $580.2MM | $628.5MM | $607.8MM |
| WA Credit Score | 752−6 | 758 | 758 | 758 | 758 | 756 |
| WA APR | 9.86%+0.95pp | 9.35% | 9.43% | 8.91% | 7.51% | 7.22% |
| WA original term mo | 70.00.0 | 70.0 mo | 70.0 mo | 70.0 mo | 71.0 mo | 71.0 mo |
| % new vehicles | 72.8% | 74.4% | 70.5% | 63.9% | 61.3% | 64.0% |
| Reserve % | — | 0.25% | 0.25% | — | — | 0.25% |
| Geo top-3 | TX 13.4% CA 9.4% FL 8.7% | TX 11.7% CA 9.5% FL 8.3% | TX 11.3% CA 9.9% FL 8.6% | TX 10.7% CA 9.8% FL 7.5% | CA 10.3% TX 9.3% FL 6.8% | TX 11.1% CA 10.5% FL 9.5% |
| Structure (at issuance) | ||||||
| AAA spread | +66 bps+8bps | — | — | — | +53 bps | +62 bps |
| AAA % of pool | 75.2%−2.8pp | — | 80.6% | 75.0% | 76.0% | 79.9% |
| Subordination below AAA | 0.0%0.0pp | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| OC (initial) | 9.94% | 4.75% | 4.75% | 9.28% | 7.88% | 4.75% |
| OC target | 4.75% | 4.75% | 4.75% | 4.75% | 4.75% | 4.75% |
| OC floor | 4.75% | 4.75% | 4.75% | 4.75% | 4.75% | 4.75% |
| YSOC | n.a. | n.a. | n.a. | n.a. | n.a. | n.a. |
| Tranches | 5 | 4 | 4 | 4 | 5 | 5 |
OC shown net of any yield-supplement overcollateralization (YSOC); YSOC is a yield mechanism for subvented low-APR pools and is reported separately. OC target is a % of the pool balance — current (amortizing) for greater-of/sum-of structures, original (cut-off) for flat structures; OC floor is a % of the original pool balance.
| HDMT 2025-A | NAROT 2025-A | WOART 2025-B | GMCAR 2025-2 | HAROT 2025-2 | CAOT 2025-2 | |
|---|---|---|---|---|---|---|
| Collateral (pool at cut-off) | ||||||
| Closing date | 2025-05-28 | 2025-05-27 | 2025-05-14 | 2025-05-14 | 2025-05-08 | 2025-05-02 |
| Pool balance | $584.4MM | $1,668.5MM | $1,281.8MM | $984.2MM | $2,483.1MM | $1,410.6MM |
| WA Credit Score | 752−17 | 789 | 756 | 782 | 769 | 758 |
| WA APR | 9.86%+4.04pp | 4.46% | 6.49% | 5.82% | 4.89% | 9.30% |
| WA original term mo | 70.0+2.8 | — | 67.9 mo | 69.0 mo | 62.1 mo | 66.4 mo |
| % new vehicles | 72.8% | 6.9% | 96.4% | 87.9% | 86.1% | 0.0% |
| Reserve % | — | 0.25% | 0.24% | 0.24% | 0.25% | 0.75% |
| Geo top-3 | TX 13.4% CA 9.4% FL 8.7% | TX 14.8% FL 7.3% CA 6.7% | FL 47.7% GA 18.7% NC 15.4% | TX 12.2% FL 7.7% NY 6.2% | CA 16.9% TX 9.9% FL 6.2% | CA 17.8% TX 9.9% FL 7.6% |
| Structure (at issuance) | ||||||
| AAA spread | +66 bps+19bps | +45 bps | +47 bps | +45 bps | +48 bps | +69 bps |
| AAA % of pool | 75.2%+2.4pp | 68.0% | 70.1% | 73.0% | 72.8% | 74.6% |
| Subordination below AAA | 0.0%−3.0pp | 1.4% | 4.3% | 3.0% | 0.0% | 4.6% |
| OC (initial) | 9.94% | 2.50% | — | 2.75% | — | 0.75% |
| OC target | 4.75% | 2.50% | 0.90% | 2.75% | — | 0.75% |
| OC floor | 4.75% | 2.50% | 0.50% | 2.75% | — | 0.75% |
| YSOC | n.a. | 7.79% | 5.38% | 2.86% | 5.43% | n.a. |
| Tranches | 5 | 6 | 7 | 7 | 5 | 8 |
OC shown net of any yield-supplement overcollateralization (YSOC); YSOC is a yield mechanism for subvented low-APR pools and is reported separately. OC target is a % of the pool balance — current (amortizing) for greater-of/sum-of structures, original (cut-off) for flat structures; OC floor is a % of the original pool balance.
Anchor expectations in empirical base rates from the sponsor's prior series and FICO-tier peer set.
No performance data available for this issuer.
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