ABS Data›Credit Card
Synchrony Card Issuance Trust SYNIT
- 30+ day delinquency 2.88% of receivables, Sep 2026
- Net charge-offs 3.86% annualized, Sep 2026
- Payment rate 24.46% of beginning receivables, Sep 2026
- Excess spread 16.67% annualized, Sep 2026
- Receivables $10.73B , Sep 2026
- Series 7 outstanding · 4 matured
- Reports through Sep 2026
Figures are the trust's own, as its servicer reports them each month on SEC Form 10-D; trusts define them differently (Methodology §11 lists each trust's definition), so compare trends more than levels.
Trusts:
Series
Excess spread
DQ bucket
Year over year
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Macro overlay
Range
Series issued from this trust ·
| Series | At pricing | Ratings at pricing | |||||
|---|---|---|---|---|---|---|---|
| Series | Closed | Size | Coupon | Expectedmaturity | S&P | Moody’s | Fitch |
| Synchrony Card Issuance TrustPSR | Aug 12, 2026 | $1.00B | 4.69% | Jul 15, 2029 | AAA | — | AAA |
| 2026-1PSR | Mar 20, 2026 | $500M | 4.18% | Mar 15, 2029 | AAA | Aaa | — |
| 2025-3PSR | Nov 17, 2025 | $500M | 4.06% | Nov 15, 2028 | — | Aaa | AAA |
| 2025-2PSR | Jun 9, 2025 | $500M | 4.49% | May 15, 2028 | AAA | — | AAA |
| 2025-1PSR | Feb 18, 2025 | $500M | 4.78% | Feb 15, 2028 | AAA | Aaa | — |
| 2024-2PSR | Jul 30, 2024 | $500M | 4.93% | Jul 15, 2027 | — | Aaa | AAA |
| Synchrony Card Issuance TrustPSR | Mar 18, 2024 | $500M | 5.04% | Mar 15, 2027 | AAA | — | AAA |
| Show 4 matured ▾ | |||||||
At pricing — terms from the series' prospectus and pricing supplement; they do not update. A credit-card master trust issues notes in series against one revolving pool of receivables, so the trust's performance (the charts) applies to every series it has outstanding.
Expected maturity — the expected principal payment date of the senior class; a series is matured once that date has passed. A coupon or rating shown as — was not captured from the prospectus; the filing itself states it.
PSR marks a series with a presale report (2024 series onward); it opens from the series name.