ABS Data›Credit Card
American Express Credit Account Master Trust AMXCA
- 30+ day delinquency 0.69% of receivables, Sep 2026
- Net charge-offs 1.00% annualized, Sep 2026
- Payment rate 50.90% of beginning receivables, Sep 2026
- Excess spread 25.29% annualized, Sep 2026
- Receivables $24.73B , Sep 2026
- Series 11 outstanding · 7 matured
- Reports through Sep 2026
Amex's delinquency buckets begin Jan-2014 (the 91–120 and 120+ buckets Nov-2015). Figures are the trust's own, as its servicer reports them each month on SEC Form 10-D; trusts define them differently (Methodology §11 lists each trust's definition), so compare trends more than levels.
Trusts:
Series
Excess spread
DQ bucket
Year over year
Display
Macro overlay
Range
Series issued from this trust ·
| Series | At pricing | Ratings at pricing | |||||
|---|---|---|---|---|---|---|---|
| Series | Closed | Size | Coupon | Expectedmaturity | S&P | Moody’s | Fitch |
| 2026-1PSR | Sep 22, 2026 | $1.25B | 4.99% | Sep 17, 2029 | AAA | — | AAA |
| 2025-5PSR | Jul 15, 2025 | $250M | 4.51% | Jul 15, 2030 | AAA | — | AAA |
| 2025-4PSR | Jul 15, 2025 | $500M | 4.30% | Jul 17, 2028 | AAA | — | AAA |
| 2025-3PSR | May 15, 2025 | $250M | 4.51% | Apr 15, 2030 | AAA | — | AAA |
| 2025-2PSR | May 1, 2025 | $500M | 4.28% | Apr 17, 2028 | AAA | — | AAA |
| 2025-1PSR | Feb 15, 2025 | $500M | 4.56% | Dec 15, 2027 | AAA | — | AAA |
| 2024-3PSR | Jul 15, 2024 | $500M | 4.65% | Jul 15, 2027 | AAA | — | AAA |
| 2024-1PSR | Apr 15, 2024 | $500M | 5.23% | Apr 15, 2027 | AAA | — | AAA |
| 2024-2PSR | Apr 11, 2024 | $250M | 5.24% | Apr 16, 2029 | AAA | — | AAA |
| 2023-4 | Sep 15, 2023 | $250M | 5.15% | Sep 15, 2028 | AAA | — | AAA |
| 2023-2 | Jun 15, 2023 | $250M | 4.80% | May 15, 2028 | AAA | — | AAA |
| Show 7 matured ▾ | |||||||
At pricing — terms from the series' prospectus and pricing supplement; they do not update. A credit-card master trust issues notes in series against one revolving pool of receivables, so the trust's performance (the charts) applies to every series it has outstanding.
Expected maturity — the expected principal payment date of the senior class; a series is matured once that date has passed. A coupon or rating shown as — was not captured from the prospectus; the filing itself states it.
PSR marks a series with a presale report (2024 series onward); it opens from the series name.