All Trusts ALL

• 30+ day delinquency 1.56% of receivables, Sep 2026
• Net charge-offs 2.14% annualized, Sep 2026
• Payment rate 39.58% of beginning receivables, Sep 2026
• Excess spread 18.83% annualized, Sep 2026
• Receivables $129.93B , Sep 2026
• Trusts 20, weighted by receivables
• Reports through Sep 2026

All Trusts weights each reporting trust by its receivables, so the largest trusts weigh most; a month is shown only once at least 3 trusts holding at least 80% of receivables have reported it, and charge-offs use net rates only. Figures are the trust's own, as its servicer reports them each month on SEC Form 10-D; trusts define them differently (Methodology §11 lists each trust's definition), so compare trends more than levels.